The Bharat Coopathon 2025 – Fintech Solutions for UCBs is a national hackathon co-created by IIMA Ventures and NUCFDC.
The Bharat Coopathon 2025 – Fintech Solutions for Urban Cooperative Banks is a national hackathon co-created by IIMA Ventures, National Urban Co-operative Finance and Development Corporation (NUCFDC) – an Umbrella Organization of Urban Cooperative Banks, with support from regulators, cooperative banking bodies, and industry leaders. Bharat Coopathon – Fintech Solutions for UCBs.
This flagship initiative aims to modernize India’s UCBs by deploying secure, indigenous, and scalable fintech solutions. More than a competition, it is a capacity-building movement designed to strengthen UCBs as pillars of financial inclusion, data sovereignty, and community-driven banking, preparing them for a digital future.
NUCFDC is the Umbrella Organization for all the Urban Cooperative Banks (UCBs) in India. Established to strengthen and modernize the sector, NUCFDC has been mandated by the RBI to provide both fund-based and non-fund-based support to UCBs through capital augmentation, loans, refinance, liquidity assistance, advisory services, and capacity-building initiatives etc., to enhance their operational resilience. The organization is also mandated by RBI to set up a shared, centralized technology infrastructure for all the UCBs to improve efficiencies at affordable cost, ensure regulatory alignment, and enhance the digital capabilities across the sector. Under the guidance of RBI as well as Ministry of Cooperation, NUCFDC focuses on building a resilient, competitive and future-ready UCB ecosystem that contributes meaningfully to national goals of financial inclusion and economic development.